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Helpful Rate Lock Information

Great Choice Mortgage Loans
Great Choice
Loan Type-All Government & Uninsured LTV of 78% and below-Standalone first mortgage only
Great Choice Plus-No Payment
Same as Great Choice, includes second mtg;$6,000, deferred payment, 30 year term, 0% interest-due on sale/refinance
Great Choice Plus-Payment
Same as Great Choice, includes second mtg;6% of the sales price, 15 yr term, interest rate same as the first, monthly pmt

GC97 Freddie Mac                    HFA Advantage
GC97Loan Type-Insured Conventional Loans Freddie Mac HFA Advantage-Standalone first mortgage only
GC97 Plus-No PaymentSame as GC97, includes second mtg; $6,000, deferred payment, 30 year term, 0% interest-due on sale/refinance
GC97 Plus-PaymentSame as GC97, includes second mtg; 6% of the sales price, 15 yr term, interest rate same as the first, monthly pmt

Homeownership for the Brave
Homeownership for the BraveLoan Type-All Government & Uninsured LTV of 78% & below, eligible veteran/active military-Standalone first mortgage only
Homeownership for the Brave Plus-No PaymentSame as the "Brave", includes second mtg; $6,000, deferred payment, 30 year term, 0% interest-due on sale/refinance
Homeownership for the Brave Plus-PaymentSame as the "Brave", includes second mtg; 6% of the sales price, 15 yr term, interest rate same as the first, monthly pmt

   *Post-Closers: Please submit ALL final documents prior to 120 days after closing to receive SRP.*

Original notes endorsed to THDA and closing packages must be submitted within 10 calendar days from closing.

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